Live Life To The Fullest

Welcome to my personal blog collection.

"We keep moving forward, opening new doors, and doing new things, because we're curious and curiosity keeps leading us down new paths."

Walt Disney

What Breadtalk bosses told their shareholders (Breadtalk AGM 2010)

By roland | May 8, 2011

Wow… what a big difference between the AGM of a big firm like Genting to a smaller one like Breadtalk. I was expecting a big ballroom filled with hundreds of investors with ushers waiting at every turn and corners plus wide spread of food and drinks. Instead, I found myself navigating through long dark corridors…

Breadtalk 2011 annual report

By roland | April 18, 2011

It is reporting time again. I was quite busy reviewing the many different company’s annual report. First one I want to post is Breadtalk. I am sure most of the readers know or heard about this company and their wonderful Pork Floss buns… but do you know that they are also involved in Food Court and Restaurant business? Apparently…

Market trend April 3rd

By roland | April 3, 2011

All the markets corrected sharply last week. So I am kicking myself for not brave enough to add more position. I “sort” of know it will rebound sharply after the Japanese earthquake hits. Especially when I saw all other major market’s upward trend is still intact. It is always easy to blame our inaction for what has…

Fixed Rate vs SIBOR vs SOR. Which one to choose?

By roland | March 17, 2011

By Melvin Tan When it comes to getting a housing loan, clients face a dilemma on what kind of loan structure should they go for. Firstly, clients must understand the nature of the various structures to determine whether it fits their risk profile and mortgage/property portfolio before jumping straight into the “lowest” rates in the market.…

Market trend 6th March 2011

By roland | March 5, 2011

Another nail biting week on the roller coaster of the ever temperamental stock markets. 1) Dow Jones -It broke the 20 days moving average line (Gulp!) . The Bollinger band is still holding steady which means volatility is still normal (Phew!). Also since the DJ is hovering the lower part of the Bollinger band, it signals buying opportunity. Especially since the strong…

Something different happened today…

By roland | March 1, 2011

Something different happed today at one of Dennis’s workshop. I stood up to talk about my mistakes in investing, how I met Dennis and how his teaching helped me save some money.  This is my first time and felt……confused. On one hand I really want to share so others don’t make the same mistake as I did. On the…

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